Terms & Conditions

Terms and Conditions of Use of Website

Please note that all references to Cogent Advice Pty Ltd, trading as Curtis Associates, include Cogent Advice Pty Ltd, trading as Curtis Associates, its subsidiaries, its holding companies, or subsidiaries of such holding companies. 

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE

  1. About these terms and conditions of use

1.1 In these Terms and Conditions of Use (Terms):

We, our or us, and Cogent Advice Pty Ltd, trading as Curtis Associates, means Cogent Advice Pty Ltd, trading as Curtis Associates and includes its directors, employees, and agents;

You or your means the person or customers who, by using this website, accepts these Terms; and Website Materials means all of the materials displayed on this website, including (without limitation) all information, text, graphics, names, logos, trademarks, design, software, and advertisements.

1.2 Terms and conditions are binding

Your use of the Cogent Advice Pty Ltd, trading as Curtis Associates website, signifies you agree to be bound by and abide by these Terms.

1.3 Variations

Cogent Advice Pty Ltd, trading as Curtis Associates, reserves the right to revise and update these Terms and Cogent Advice Pty Ltd, trading as Curtis Associates’s Privacy Policy by making any changes immediately without notifying you except by publishing the amended Terms or Privacy Policy (as applicable) on Cogent Advice Pty Ltd, trading as Curtis Associates’s website.

  1. No warranty or responsibility for Website Content

2.1 Cogent Advice Pty Ltd, trading as Curtis Associates, has used its best endeavours to ensure that the Website Content (which may include information obtained from Cogent Advice Pty Ltd, trading as Curtis Associates’s licensors and other third parties) is correct and current. However, the Website content may include errors and changes or events may occur that cause the information to be inaccurate or out of date. Accordingly, to the maximum extent permitted by law, Cogent Advice Pty Ltd, trading as Curtis Associates, does not warrant the reliability, accuracy, currency, or completeness of the Website Content and takes no responsibility for any error, omission, or defect contained in the Website Content.

2.2 The Website Content is intended for Australian residents.

  1. Intellectual property

3.1 Trademarks – All brand names, product and service names, and titles used on https://www.curtisassociates.com.au/ are trademarks, trade names, and/or service marks of or licensed to Cogent Advice Pty Ltd, trading as Curtis Associates. No permission is given by Cogent Advice Pty Ltd, trading as Curtis Associates, for their use by any person other than the holders, and as such, any use may constitute an infringement of the holder’s rights which may lead to legal action. All other trademarks are the property of their respective owners.

3.2 Copyrights – All content, designs, text, graphics, software compilations, underlying source codes, and other arrangements on this site are the copyright of Cogent Advice Pty Ltd, trading as Curtis Associates or its content providers where applicable. Permission is granted to users to download and print one copy of this site for their own personal, non-commercial use. Any special rules for the use of certain materials accessible on Cogent Advice Pty Ltd, trading as Curtis Associates’s website, may be included elsewhere within Cogent Advice Pty Ltd, trading as Curtis Associates’s website and are deemed to form part of these Terms. All other use, copying, or reproduction of any part of this website (including, without limitation, reproduction on any other website of systemic downloading of Website Content) is prohibited without prior written consent from Cogent Advice Pty Ltd, trading as Curtis Associates.

  1. Rules for use of content

4.1 You may not in any way commercially exploit any material obtained from https://www.curtisassociates.com.au/ and must abide by any trademark, copyright, and other proprietary restrictions and licenses, whether displayed or otherwise in the particular material or relevant area on https://www.curtisassociates.com.au/. In the absence of any particular notices, a user may make one copy of copyrighted content exclusively for personal use, provided that any notices contained in the material are maintained and complied with.

  1. No warranty

5.1 This website is provided “as is,” and Cogent Advice Pty Ltd, trading as Curtis Associates, excludes all warranties of any kind to the fullest extent permissible by law. Cogent Advice Pty Ltd, trading as Curtis Associates, does not guarantee the accuracy or completeness of the website or any information or Website Content or that it is free of defects or viruses.

5.2 Except to the extent that liability may not lawfully be excluded, Cogent Advice Pty Ltd, trading as Curtis Associates, will not be under any liability to you (or any of your officers, agents, or employees) for:

5.2.1 any loss of profit or anticipated profit, loss of data, loss of use, damage to goodwill or loss due to delay, or any direct or indirect loss or damage (including, without limitation, consequential loss or damage) however caused (including, without limitation, due to breach of contract, negligence or breach of statute) which may be suffered or incurred by you or which may arise from or in connection with your use of this website or your use of or reliance upon any of the information, services or materials contained in the website or provided by the website to you; or

5.2.2 any cost, loss, liability, or expense arising from death, personal injury, or property damage resulting directly or indirectly from your use of the website.

5.3 Any failure by Cogent Advice Pty Ltd, trading as Curtis Associates, to exercise or enforce any one or more of its rights under these Terms will not constitute a waiver of such rights unless such waiver is granted to you in writing.

  1. Indemnity

6.1 You agree to indemnify Cogent Advice Pty Ltd, trading as Curtis Associates, from any proceedings brought against Cogent Advice Pty Ltd, trading as Curtis Associates to the extent that such proceedings arise in connection with your use of https://www.curtisassociates.com.au/, any breach by you of these terms and conditions of use, or a claim that your use of this website infringes any intellectual property rights of any third party or is defamatory.

6.2 You must indemnify Cogent Advice Pty Ltd, trading as Curtis Associates and hold Cogent Advice Pty Ltd, trading as Curtis Associates, harmless against all loss, actions, proceedings, costs, expenses (including legal fees), claims, and damages arising from any claim by a third party arising directly or indirectly out of or in connection with:

  1. Website operation

7.1 Cogent Advice Pty Ltd, trading as Curtis Associates, does not warrant that any of the functions contained in the website or your access to the website will be uninterrupted or error-free or that any outage notifications will be made in a timely manner or at all.

7.2 It may be necessary to interrupt the services provided on Cogent Advice Pty Ltd, trading as Curtis Associates’s website, in order to upgrade or maintain them or for other circumstances beyond Cogent Advice Pty Ltd, trading as Curtis Associates’s control. Should Cogent Advice Pty Ltd, trading as Curtis Associates, need to interrupt the availability of services on Cogent Advice Pty Ltd, trading as Curtis Associates website, Cogent Advice Pty Ltd, trading as Curtis Associates, will use its reasonable endeavours to minimise any interruption to the services.

7.3 Cogent Advice Pty Ltd, trading as Curtis Associates, does not represent or warrant that this website, the Website Content, or any other material accessible from this website is free from computer viruses (including macro viruses) or any other defect or error that may affect your software or systems. You should protect your software and systems by installing and implementing your own security and system checks.

  1. Product or service information

8.1 From time to time, Cogent Advice Pty Ltd, trading as Curtis Associates, may offer a newsletter or product or service information updates.

8.2 By accepting these Terms, you consent to Cogent Advice Pty Ltd, trading as Curtis Associates, using your email address to send you Cogent Advice Pty Ltd, trading as Curtis Associates newsletters or product or service information updates (as applicable). Cogent Advice Pty Ltd, trading as Curtis Associates, may also use your email address to send updates to you from time to time about changes to Cogent Advice Pty Ltd, trading as Curtis Associates’s products and services.

  1. Disclaimers and limitation of liability

9.1 You agree that this website is provided free of charge. Cogent Advice Pty Ltd, trading as Curtis Associates, shall not be liable to you or any person for any loss or damage of any kind that may arise from the use of https://www.curtisassociates.com.au/ and the use of the information contained within it.

9.2 Cogent Advice Pty Ltd, trading as Curtis Associates, may, from time to time, publish links to other third-party websites on this website. Contents, hyperlinks, or information held on other sites is not the responsibility of Cogent Advice Pty Ltd, trading as Curtis Associates. Cogent Advice Pty Ltd, trading as Curtis Associates, shall not be held liable for any information held on websites that may have links to or from https://www.curtisassociates.com.au/ and that are not maintained and controlled by Cogent Advice Pty Ltd, trading as Curtis Associates. Cogent Advice Pty Ltd, trading as Curtis Associates, does not endorse any material on those websites and does not provide any warranty or assume any responsibility regarding the quality, accuracy, source, merchantability, fitness for purpose, or any other aspect of the material on those websites, nor does Cogent Advice Pty Ltd, trading as Curtis Associates warrant that material on other websites does not infringe the intellectual property rights of any other person.

9.3 https://www.curtisassociates.com.au/ is intended for use within Australia unless otherwise specified. Cogent Advice Pty Ltd, trading as Curtis Associates, makes no representation that any product or service referred to on https://www.curtisassociates.com.au/ is appropriate for use or available outside of Australia. Those who choose to access this site outside of Australia are responsible for compliance with local laws to the extent that local laws are applicable.

9.4 By using this website, you consent to the terms and conditions and disclaimers as defined by Cogent Advice Pty Ltd, trading as Curtis Associates. Cogent Advice Pty Ltd, trading as Curtis Associates, reserves the right to change these conditions from time to time without giving you prior notice.

9.5 Cogent Advice Pty Ltd, trading as Curtis Associates, excludes all implied conditions and warranties with respect to this website, and its content, except any implied condition or warranty, the exclusion of which would contravene any statute or cause any part of this clause to be void.

9.6 Cogent Advice Pty Ltd, trading as Curtis Associate, excludes its liability for any consequential loss resulting from the use of this website, including but not limited to loss of opportunity, lost revenue, lost profits, loss of data, and losses resulting from security failure, disclosure of confidential information by other parties, or the transmission of a computer virus. Cogent Advice Pty Ltd, trading as Curtis Associates, recommends that prior to using any downloaded file; you carry out an appropriate virus check.

9.7 Cogent Advice Pty Ltd, trading as Curtis Associates’s aggregate liability to you for any other losses resulting from the use of this website is limited to the nominal amount of $1.

  1. Governing Law

10.1 The Terms shall be governed by and construed in accordance with the laws of New South Wales. Any dispute under these terms shall be subject to the exclusive jurisdiction of the courts of New South Wales, and you hereby submit to the jurisdiction of such courts for such purposes and waive any and all objections to jurisdiction or venue in such courts.

10.2 The Terms and Cogent Advice Pty Ltd, trading as Curtis Associates’s Privacy Policy constitute the entire agreement between each of Cogent Advice Pty Ltd, trading as Curtis Associates as to their subject matter and supersedes all prior or inconsistent statements or representations as to that subject matter.

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